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No Excuses

If Blizzard is able to offer One Time Password Tokens for a MMORPG platform, then there is no longer a reason why your financial institute doesn’t offer the same. Be it fat tokens or SMS one-time text.

I’ve had a couple of conversations about what happens when the baseline for user authentication is reset. I believe in the next year or so that milestone will be crossed, where the majority of online systems which provide access to PII or finance data will have either authentication-level, or even transaction-level, second factor authentication/authorisation.

For the baddies, this means that their modus operandi will have to evolve as well, and perhaps we’ll see an increase in sophisticated, real-time phishing sites, or smarter and targeted malware or man-in-the-middle-ware. There’s just too much money and information out there for the stealing, so I can’t see them simply packing up their bags and calling it quits. It’ll be interesting to see what happens next.

Posted by Christian 29 June 2008


2 Responses to “No Excuses”

[...] a very good point that if 2-Factor Authentication is being offered to online gaming players, they why the hell are there still governments and financial institutions across the world that still rely… to their online [...]

[...] in the spirit of bringing ubiquitous two-factor authentication closer to the masses (because excuses are disappearing) I spent a few hours hacking together a Wordpress hack (plugin) that integrates Twitter’s [...]

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